In his free time, Dave enjoys…
“If you don’t know the past, you can’t understand the present and plan properly for the future.” Davita’s Harp, Chaim Potok.
I believe in having a plan of action for living your Ideal Life and that starts with knowing your financial house is in order.
I also think there is more to living your Ideal Life than just money can provide. So I strive to get to know you, and the values and ideals that are important to you. We can then align your overall financial strategy toward accomplishing those values, helping you have your Ideal Life.
What is the foundation of this help? The key to a good plan is using conservative assumptions based on historically relevant data. Then, even when the world doesn’t go “according to plan” you will very likely still have a successful outcome.
All the planning in the world, will be of no help, if you don’t follow through. I will be there to help when the inevitable downturns occur. I will also be around to update your plan and make sure you are still on track.
Many people don’t know they could significantly improve their lifestyle. Financial planning can reveal the potential to change careers, retire early, make gifts or have the ability to take nice vacations every year without financial worry. An investment in financial planning can allow you to change your life for the better.
For those transitioning into retirement, the financial focus shifts from savings to spending and income management. We provide the financial acumen needed to create a prudent income distribution plan incorporating our clients’ unique retirement goals, objectives and preferences.
Dave is best suited to work with clients who are:
My Investment Philosophy
Clients often come to me because they are unsure if they have the right investments to meet their goals and perhaps want a second opinion. Determining this is a function of financial planning. Investment management and financial planning are inextricably linked.
Also in making this determination, I consider the most important elements to be diversification and risk. Greater return comes from taking on greater risk, which can be mitigated with diversification. Rather than striving for the highest possible returns, I seek the best return for the level of risk that is appropriate and required to meet your goals.
Why Work with a Certified Financial Planner™ Professional
To earn the CFP® designation, designees had to complete an approved educational program, pass a rigorous examination and meet stringent experience requirements
A trusted partner
Honesty and transparency is important when it comes to dealing with your finances. We’re committed to represent our clients with a high level of competency and professionalism.
Code of Ethics
Additionally CFP® professional have to adhere to a professional Code of Ethics and fulfill annual continuing education requirements to remain aware of current planning strategies and financial trends.
A clear roadmap for success
Working with a CFP® Professional provides you with the peace of mind that who you are working with has been trained to guide you through a complete financial plan.